Our Credit Union’s main objective is to provide outstanding
financial services to its members. Our field of membership
includes only municipal employees and retirees of the Town
of Manchester and their extended families. We are federally
insured by the National Credit Union Administration (NCUA).
Each members’ deposits are backed by the full faith
and credit of the U.S. government to a maximum of $100,000.00.
MANCHESTER MUNICIPAL F.C.U. is owned by the members and run
by a board of directors you elect. You can be confident that
your financial privacy is a top priority of this credit union.
We are required by law to give you this privacy notice to
explain how we collect, use and safeguard your personal financial
information. If you have any questions, please contact a member
service representative at (860) 649-7922.
We are committed to providing you with competitive products
and services to meet your financial needs, which necessitates
that we share information about you to complete your transactions.
In order to do so, we have entered into agreements with other
companies that provide services to us.
Under these arrangements, we may disclose all of the information
we collect, as described below, to companies that perform
marketing or other services on our behalf. To protect our
members' privacy, we only work with companies that agree to
maintain strong confidentiality protections and limit theuse
of information we provide. We do not permit these companies
to sell to other third parties the information we provide
to them.
Information We Collect and Disclose About You
We collect and may disclose nonpublic personal information
about you
from the following sources:
- Information we receive from you on membership and loan
applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you
provide on an application or other forms, such as from your
current or past employers or from other institutions where
you conduct financial transactions.
- We may also disclose information we collect about you
under other circumstances as permitted or required by law.
These disclosures typically include information to process
transactions as you authorize, or protect the security of
our financial records.
- If you terminate your membership with MANCHESTER MUNICIPAL
F.C.U., we will not share information we have collected
about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information
about you to those employees who have a specific business
purpose in utilizing your data. Our employees are trained
in the importance of maintaining confidentiality and member
privacy. We maintain physical, electronic,
and procedural safeguards that comply with federal regulations
and leading industry practices to safeguard your nonpublic
personal information. |
