Our sharedraft accounts offer a wide variety of benefits and NO FEES! Our draft accounts require no monthly minimum balance requirements. No usage fee Visa® debit card which allows you access to your checking account through thousands of merchants worldwide. It also functions as your ATM card. The credit union has our own ATM Machince available 24 hours a day, 7 day a week in the lobby of the Manchester Police Department. This machine is safe and convenient with no surcharges assessed to any MMFCU member.