As of

Deposit Rates
  APR APY
Share Accounts 1.00% 1.00%
 
Share Secured 2.00% above current Share rate paid
 
Certificates of Deposit
    6 months 1.05% 1.05%
    9 months 1.25% 1.26%
    12 months 1.50% 1.51%
    18 months 1.75% 1.76%
         * $25,000.00 step-up program +.25%
         * $50,000.00 step-up program +.50%
         * $100,000.00 step-up program +.75% basis points
         Penalty for early withdrawal are as follows:
        
6 & 9 Month CD is 1 Months interest
        
12 & 18 Month CD is 3 Months interest
     
CD Secured 2.00% above current CD rate paid

* Special CD rates are not eligible for the step up program

Loan Rates
  APR
Prefered Personal
max loan amount $20,000.00 (needs a credit score of 680 or above)
8.25%
 
Personal
max loan amount $10,000.00
10.99%
 
New & Used Auto, Motorcycles, or RVs with up to 80% financing 5.99%
 
New & Used Auto, Motorcycles, or RVs with 100% financing 5.99%
 
Home Equity
The Credit Union will loan up to 90% Loan to Value
$20,000.00 Minimum
Manchester Municipal will pay all closing costs
5 Year a fixed rate of 5.75%
Daily Periodic 0.0001575
10 Year a fixed rate of 6.00%
Daily Periodic 0.0001644
15 Year a fixed rate of 6.25%
Daily Periodic 0.0001712

Rates are subject to change without notice