Student loan rates

Helping students achieve their dreams

New student loans

The student must be attending an accredited degree-granting institution. Student must be enrolled at a minimum, on a part time basis. The school must certify the student’s enrollment and amount requested per year. All payments will be made directly to the students’ school.

Student loan consolidation

Consolidation loan benefits:

Simplify your finances
Consolidate all federal and private loan payments into one easy monthly payment.
Lower payments and competitive rates; you could potentially lower your payments, reduce your rate, and modify your payment terms.

No origination fee.

Cosigner release availability. For creditworthy borrows after 12 consecutive on-time payments, you can apply for a co-signer release.

We offer 5 to 20 year repayment terms.

The ideal candidate for our student loan consolidation has:

May have $2,000.00- $100,000.00 in higher education- student loan debt.

You have a reliable gross monthly income of $2,000.00 per month. If you do not meet this income requirement, a cosigner may be needed.

Primary borrower and cosigner, if applicable, must be a U.S. Citizen or permanent resident.

What you'll need to apply:

Current student loan invoices showing amounts of current loan debt and payof information
Cosigner information, if need to qualify for your consolidation loan.
Copy of current paystubs; for the borrower and co-borrower.
Copy of current student loan invoices for consolidation.

Credit Score: Above 720 640-719 520-639
5 year 2.50% 3.25% 4.00%
10 year 3.50% 4.25% 5.00%
15 year 4.50% 5.25% 6.00%
20 year 5.50% 6.25% 7.00%