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savings accounts

Start Saving Today!

The Share (Savings) Account establishes your membership and makes you a part owner of Manchester Municipal Federal Credit Union. You can make deposits through the mail; or by visiting our office!

• $5.00 minimum to open an account
• Automatic Payroll Deposit
• Remote Deposit Capture

View Savings Rates

52 week challenge

Begin to save for the unexpected or that special something! Gradually ease into saving starting with just $1.00 a week

Save to Win

Open a 12-month Save to Win share certificate with at least $25. Keep making deposits into your share certificate during the 12 months. There will be prizes awarded each month and quarter

Learn More about Save to Win

Share Certificates

Earn higher dividends than with a regular savings account and your rate will be locked in for the term of the Certificate. Save for short or long-term goals such as a new car or your dream home.

  • Terms range from 6 months to 5 years.
  • Dividends are compounded and credited monthly.
  • The minimum opening deposit and minimum balance to earn the stated annual percentage yield is $1,000.
  • Automatic renewal upon maturity.
  • 7 calendar day grace period to withdraw or transfer funds without penalty.
  • Add monthly deposits in increments of $25 with our Save to Win Certificate

Open a share certificate online for amounts up to $5,000
Visit a branch to open a share certificate for amounts over $5,000


Deposit Insurance

Deposits at MMFCU are insured by the National Credit Union Share Insurance Fund (NCUSIF) up to a combined total of $250,000.00. This fund is administered by the National Credit Union Association (NCUA), an agent of the Federal Government.


Christmas Club

Imagine having the money needed for your shopping! Money will be automatically transferred from the club to your share account.

vacation loans

Vacation Club

This is the perfect way to take the vacation you dream about all year. Start your vacation club today and enjoy a wonderful vacation. Money will be automatically transferred into your share account.

It’s Easy to Join!

Membership is open to ALL Town of Manchester employees, The Board of Education, The Eighth Utilities District and ALL their family members. By joining our Credit Union, you become an owner. You have a voice on how YOUR Credit Union operates. We are a non-profit institution. We return our profits right back to our members by offering Better Service, Better Rates, and Lower Fees! Credit Unions’ are founded on the simple philosophy: “People Helping People”!